Credit Ratings

Details of the rating of HLFG and its debt securities are as follows:

Rating Agency Date Accorded/Latest Update Rating Classification
RAM Ratings Services Berhad 10 December 2018 Corporate Credit Ratings : AA1/Stable/P1
Senior Notes: AA1/Stable
Tier-2 Subordinated Notes: AA2/Stable
Additional Tier 1 Capital Securities: A1/Stable
Commercial Papers Programme of up to RM3.0bn * : P1
Commercial Papers Programme/Medium Term Notes of up to
RM1.8bn : AA1/Stable/P1
*Combined limit of RM25.0 bn